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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,526 | $150,446-53.8% | $136,297-49.0% | $147,585-52.9% |
| Participation rate | 86.7% | 84.4%+2.2pp | 81.9%+4.7pp | 82.8%+3.8pp |
| Annual return | 17.33% | 1049.14%-1031.8pp | 5156.19%-5138.9pp | 578.58%-561.3pp |
| Employer contribution / active EE | $2,486 | $5,256-52.7% | $4,696-47.1% | $4,876-49.0% |
| Participant deferral / active EE | $6,010 | $6,631-9.4% | $6,247-3.8% | $5,439+10.5% |
| Admin fee / account holder | $387 | $10,906-96.5% | $9,244-95.8% | $10,886-96.4% |