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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,813 | $81,331-37.5% | $155,534-67.3% | $80,935-37.2% |
| Participation rate | 86.2% | 66.3%+20.0pp | 78.2%+8.0pp | 67.7%+18.5pp |
| Annual return | 6.15% | 33.37%-27.2pp | 64.92%-58.8pp | 35.66%-29.5pp |
| Employer contribution / active EE | $5,954 | $3,105+91.8% | $4,675+27.4% | $2,757+116.0% |
| Participant deferral / active EE | $3,697 | $3,454+7.0% | $5,630-34.3% | $4,299-14.0% |
| Admin fee / account holder | $54,826 | $7,999+585.4% | $15,900+244.8% | $6,924+691.8% |