Retirement plan

W. DOUGLASS DISTRIBUTING LTD. 401K PLAN

Name: W. DOUGLASS DISTRIBUTING LTD. - W. DOUGLASS DISTRIBUTING LTD. 401K PLAN (2016) Form 5500
Creator: W. DOUGLASS DISTRIBUTING LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, W. DOUGLASS DISTRIBUTING LTD. 401K PLAN, W. DOUGLASS DISTRIBUTING LTD.

W. DOUGLASS DISTRIBUTING LTD.EIN 75-2685770Plan #001PY 2016

PO BOX 1124 - SHERMAN, TX 750911124800-736-4316LinkedIn1-10 employeesoil & energy

Prospect flagsHigh retiree %

How to read this page

Total assets (EOY)

$6.2M

No prior year

Total participants

167

No prior year

Average account balance

$38,593

No prior year

Annual return

13.29%

No prior year

Benchmarks

See 9,492 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,492 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASS MUTUAL LIFE INSURANCE CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$4,925
DAROLD P ADAMI2+ years Service code 53 1800 TEAGUE DR., STE. 306 · SHERMAN, TX 75090	Insurance Commissions	$0
JANN G KNOTTS2+ years Service code 53 2500 MCGEE DR., STE. 106 · NORMAN, OK 73072	Insurance Commissions	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASS MUTUAL LIFE INSURANCE CO, Service code 60	Sub-TA Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Filed as: MASS MUTUAL LIFE INSURANCE CO. Service code 60	Sub-TA Fees	$0
PENTEC PENSION MANAGEMENT GROUP INC2+ years Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 13 · EIN 75-2776689	Contract Administrator	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$4K

$53 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.070%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ADAMI, LINDSEY & CO., LLP
Auditor EIN: 751964770
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,593

$48,364-20.2%

$71,796-46.2%

$62,881-38.6%

Participation rate

92.6%

60.6%+32.0pp

69.1%+23.5pp

69.3%+23.3pp

Annual return

13.29%

13.16%+0.1pp

78.04%-64.8pp

20.14%-6.9pp

Employer contribution / active EE

$1,343

$1,042+28.9%

$1,924-30.2%

$2,281-41.1%

Participant deferral / active EE

$3,729

$2,091+78.3%

$2,794+33.4%

$3,203+16.4%

Admin fee / account holder

$27

$3,771-99.3%

$4,815-99.4%

$4,296-99.4%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASS MUTUAL LIFE INSURANCE CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$4,925

DAROLD P ADAMI2+ years

Service code 53

1800 TEAGUE DR., STE. 306 · SHERMAN, TX 75090

Insurance Commissions

JANN G KNOTTS2+ years

Service code 53

2500 MCGEE DR., STE. 106 · NORMAN, OK 73072

Insurance Commissions

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASS MUTUAL LIFE INSURANCE CO,

Service code 60

Sub-TA Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Filed as: MASS MUTUAL LIFE INSURANCE CO.

Service code 60

Sub-TA Fees

PENTEC PENSION MANAGEMENT GROUP INC2+ years

Filed as: PENTEC PENSION MANAGEMENT GROUP, IN

Service code 13 · EIN 75-2776689

Contract Administrator

W. DOUGLASS DISTRIBUTING LTD. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

W. DOUGLASS DISTRIBUTING LTD. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion