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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,063 | $92,219-13.2% | $76,767+4.3% | $135,380-40.9% |
| Participation rate | 52.2% | 79.8%-27.6pp | 77.0%-24.8pp | 82.6%-30.5pp |
| Annual return | -3.44% | 5.46%-8.9pp | 2.43%-5.9pp | 519.81%-523.2pp |
| Employer contribution / active EE | $1,260 | $3,216-60.8% | $2,485-49.3% | $4,779-73.6% |
| Participant deferral / active EE | $1,657 | $4,508-63.3% | $3,852-57.0% | $5,609-70.5% |
| Admin fee / account holder | $1,210 | $10,749-88.7% | $6,675-81.9% | $10,828-88.8% |