Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,782 | $86,938+17.1% | $102,423-0.6% | $80,925+25.8% |
| Participation rate | 42.9% | 72.4%-29.5pp | 76.5%-33.6pp | 67.7%-24.8pp |
| Annual return | 7.60% | 18.89%-11.3pp | 29.42%-21.8pp | 35.65%-28.0pp |
| Employer contribution / active EE | $1,215 | $2,369-48.7% | $3,023-59.8% | $2,756-55.9% |
| Participant deferral / active EE | $2,105 | $4,120-48.9% | $5,054-58.4% | $4,299-51.0% |
| Admin fee / account holder | $682 | $8,053-91.5% | $9,455-92.8% | $6,940-90.2% |