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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,980 | $78,015-39.8% | $178,505-73.7% | $80,959-42.0% |
| Participation rate | 38.2% | 65.7%-27.4pp | 77.1%-38.9pp | 67.7%-29.4pp |
| Annual return | 13.89% | 18.10%-4.2pp | 27.16%-13.3pp | 35.67%-21.8pp |
| Employer contribution / active EE | $310 | $2,281-86.4% | $3,955-92.2% | $2,757-88.8% |
| Participant deferral / active EE | $2,508 | $4,406-43.1% | $6,280-60.1% | $4,300-41.7% |
| Admin fee / account holder | $241 | $7,160-96.6% | $10,428-97.7% | $6,925-96.5% |