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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,040 | $183,592-72.7% | $155,574-67.8% | $145,877-65.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 15.71% | 61.37%-45.7pp | 64.87%-49.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,494 | $5,317-53.1% | $4,676-46.7% | $4,663-46.5% |
| Participant deferral / active EE | $15,732 | $6,466+143.3% | $5,629+179.5% | $6,691+135.1% |
| Admin fee / account holder | $356 | $19,316-98.2% | $15,914-97.8% | $13,402-97.3% |