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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,040 | $183,592-72.7% | $155,567-67.8% | $145,959-65.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 15.71% | 61.24%-45.5pp | 64.74%-49.0pp | 561.95%-546.2pp |
| Employer contribution / active EE | $2,494 | $5,315-53.1% | $4,674-46.6% | $4,661-46.5% |
| Participant deferral / active EE | $15,732 | $6,464+143.4% | $5,628+179.5% | $6,689+135.2% |
| Admin fee / account holder | $356 | $19,318-98.2% | $15,916-97.8% | $13,398-97.3% |