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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,117 | $95,664+96.6% | $76,902+144.6% | $139,487+34.9% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 17.63% | 55.03%-37.4pp | 37.91%-20.3pp | 373.84%-356.2pp |
| Employer contribution / active EE | $14,405 | $3,147+357.7% | $2,534+468.5% | $4,755+203.0% |
| Participant deferral / active EE | $7,902 | $4,626+70.8% | $3,833+106.1% | $6,713+17.7% |
| Admin fee / account holder | $7,521 | $8,311-9.5% | $5,479+37.3% | $11,407-34.1% |