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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,770 | $110,303+45.8% | $95,759+67.9% | $139,487+15.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 9.03% | 27.19%-18.2pp | 28.42%-19.4pp | 373.84%-364.8pp |
| Employer contribution / active EE | $1,912 | $3,261-41.4% | $2,836-32.6% | $4,755-59.8% |
| Participant deferral / active EE | $13,658 | $4,674+192.2% | $4,244+221.9% | $6,713+103.5% |
| Admin fee / account holder | $1,596 | $6,615-75.9% | $5,678-71.9% | $11,407-86.0% |