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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,876 | $57,352-61.9% | $83,830-73.9% | $64,173-65.9% |
| Participation rate | 69.4% | 68.6%+0.8pp | 76.1%-6.7pp | 69.6%-0.1pp |
| Annual return | 9.15% | 11.38%-2.2pp | 850.97%-841.8pp | 7.63%+1.5pp |
| Employer contribution / active EE | $3,333 | $2,546+31.0% | $3,631-8.2% | $2,381+40.0% |
| Participant deferral / active EE | $3,159 | $2,993+5.6% | $4,082-22.6% | $3,470-8.9% |
| Admin fee / account holder | $428 | $4,046-89.4% | $5,479-92.2% | $4,887-91.3% |