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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,642 | $52,580+43.9% | $71,671+5.5% | $70,126+7.9% |
| Participation rate | 73.5% | 60.9%+12.7pp | 68.7%+4.8pp | 69.5%+4.0pp |
| Annual return | 23.64% | 20.25%+3.4pp | 20.65%+3.0pp | 73.15%-49.5pp |
| Employer contribution / active EE | $98 | $1,616-94.0% | $2,460-96.0% | $2,343-95.8% |
| Participant deferral / active EE | $3,137 | $2,386+31.5% | $3,438-8.8% | $3,332-5.9% |
| Admin fee / account holder | $445 | $3,653-87.8% | $5,558-92.0% | $4,645-90.4% |