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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,828 | $73,988-27.2% | $96,538-44.2% | $75,177-28.4% |
| Participation rate | 78.8% | 66.4%+12.4pp | 74.3%+4.5pp | 67.2%+11.6pp |
| Annual return | -5.86% | 26.73%-32.6pp | 35.74%-41.6pp | 160.75%-166.6pp |
| Employer contribution / active EE | $1,764 | $2,930-39.8% | $3,740-52.8% | $2,671-34.0% |
| Participant deferral / active EE | $2,722 | $3,660-25.6% | $4,880-44.2% | $4,126-34.0% |
| Admin fee / account holder | $1,481 | $5,220-71.6% | $6,737-78.0% | $5,651-73.8% |