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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,133 | $100,073+294.8% | $85,126+364.2% | $145,877+170.9% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 8.87% | 84.11%-75.2pp | 66.63%-57.8pp | 551.28%-542.4pp |
| Employer contribution / active EE | $1,637 | $3,236-49.4% | $2,731-40.1% | $4,663-64.9% |
| Participant deferral / active EE | $11,883 | $5,294+124.4% | $4,523+162.7% | $6,691+77.6% |
| Admin fee / account holder | $1,611 | $7,261-77.8% | $6,160-73.8% | $13,402-88.0% |