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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,133 | $99,921+295.4% | $85,009+364.8% | $145,959+170.7% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 8.87% | 83.89%-75.0pp | 66.47%-57.6pp | 561.95%-553.1pp |
| Employer contribution / active EE | $1,637 | $3,233-49.4% | $2,728-40.0% | $4,661-64.9% |
| Participant deferral / active EE | $11,883 | $5,293+124.5% | $4,522+162.8% | $6,689+77.7% |
| Admin fee / account holder | $1,611 | $7,252-77.8% | $6,153-73.8% | $13,398-88.0% |