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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,133 | $100,203+294.3% | $85,240+363.6% | $145,897+170.8% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 8.87% | 84.28%-75.4pp | 66.75%-57.9pp | 552.29%-543.4pp |
| Employer contribution / active EE | $1,637 | $3,242-49.5% | $2,735-40.2% | $4,663-64.9% |
| Participant deferral / active EE | $11,883 | $5,299+124.3% | $4,527+162.5% | $6,689+77.6% |
| Admin fee / account holder | $1,611 | $7,265-77.8% | $6,165-73.9% | $13,390-88.0% |