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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,539 | $190,916-62.5% | $160,037-55.3% | $134,545-46.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -21.87% | 552.79%-574.7pp | 408.95%-430.8pp | 418.37%-440.2pp |
| Employer contribution / active EE | $5,443 | $4,996+8.9% | $4,226+28.8% | $4,742+14.8% |
| Participant deferral / active EE | $6,501 | $6,925-6.1% | $6,184+5.1% | $6,401+1.6% |
| Admin fee / account holder | $5,231 | $10,497-50.2% | $8,716-40.0% | $11,431-54.2% |