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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,790 | $183,592-77.8% | $155,567-73.8% | $145,959-72.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 7.85% | 61.24%-53.4pp | 64.74%-56.9pp | 561.95%-554.1pp |
| Employer contribution / active EE | $2,715 | $5,315-48.9% | $4,674-41.9% | $4,661-41.8% |
| Participant deferral / active EE | $6,933 | $6,464+7.3% | $5,628+23.2% | $6,689+3.7% |
| Admin fee / account holder | $8,420 | $19,318-56.4% | $15,916-47.1% | $13,398-37.2% |