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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,271 | $166,242-26.4% | $165,071-25.9% | $145,884-16.2% |
| Participation rate | 61.5% | 82.0%-20.5pp | 78.6%-17.1pp | 80.3%-18.8pp |
| Annual return | 16.39% | 100.44%-84.1pp | 70.17%-53.8pp | 551.85%-535.5pp |
| Employer contribution / active EE | $2,464 | $5,283-53.4% | $4,347-43.3% | $4,662-47.1% |
| Participant deferral / active EE | $3,266 | $6,964-53.1% | $6,035-45.9% | $6,690-51.2% |
| Admin fee / account holder | $1,545 | $16,658-90.7% | $12,695-87.8% | $13,392-88.5% |