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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,996 | $178,174-63.5% | $156,181-58.4% | $137,256-52.6% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 12.81% | 84.19%-71.4pp | 64.87%-52.1pp | 220.34%-207.5pp |
| Employer contribution / active EE | $2,224 | $4,972-55.3% | $4,294-48.2% | $4,156-46.5% |
| Participant deferral / active EE | $2,922 | $6,888-57.6% | $6,132-52.4% | $6,407-54.4% |
| Admin fee / account holder | $55,409 | $17,404+218.4% | $14,586+279.9% | $12,270+351.6% |