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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,316 | $63,346-17.4% | $92,240-43.3% | $70,126-25.4% |
| Participation rate | 38.9% | 68.7%-29.8pp | 76.5%-37.6pp | 69.5%-30.7pp |
| Annual return | 12.47% | 530.19%-517.7pp | 176.29%-163.8pp | 73.15%-60.7pp |
| Employer contribution / active EE | $519 | $2,471-79.0% | $3,680-85.9% | $2,343-77.9% |
| Participant deferral / active EE | $1,235 | $2,854-56.7% | $3,897-68.3% | $3,332-62.9% |
| Admin fee / account holder | $268 | $3,841-93.0% | $5,194-94.8% | $4,645-94.2% |