Filed December 27, 2025 (most recent of 2 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,618 | $43,338-17.8% | $59,887-40.5% | $64,173-44.5% |
| Participation rate | 87.1% | 69.2%+17.9pp | 74.7%+12.4pp | 69.6%+17.5pp |
| Annual return | -3.51% | -1.55%-2.0pp | 3.46%-7.0pp | 7.63%-11.1pp |
| Employer contribution / active EE | $1,755 | $2,030-13.5% | $2,722-35.5% | $2,381-26.3% |
| Participant deferral / active EE | $4,803 | $2,547+88.5% | $3,402+41.2% | $3,470+38.4% |
| Admin fee / account holder | $2,868 | $3,007-4.6% | $3,591-20.1% | $4,887-41.3% |