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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,781 | $209,422-36.1% | $178,503-25.1% | $158,982-15.9% |
| Participation rate | 69.2% | 86.4%-17.1pp | 81.9%-12.7pp | 82.0%-12.7pp |
| Annual return | 12.51% | 188.81%-176.3pp | 151.12%-138.6pp | 302.99%-290.5pp |
| Employer contribution / active EE | $2,067 | $5,707-63.8% | $5,011-58.8% | $4,763-56.6% |
| Participant deferral / active EE | $3,661 | $5,955-38.5% | $5,202-29.6% | $5,983-38.8% |
| Admin fee / account holder | $1,288 | $17,079-92.5% | $13,987-90.8% | $11,252-88.6% |