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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,054 | $82,674-60.0% | $125,381-73.6% | $68,486-51.7% |
| Participation rate | 97.5% | 75.1%+22.5pp | 82.4%+15.2pp | 67.9%+29.6pp |
| Annual return | -16.73% | -5.97%-10.8pp | 572.31%-589.0pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,702 | $3,382-20.1% | $4,815-43.9% | $2,597+4.0% |
| Participant deferral / active EE | $2,278 | $6,111-62.7% | $7,448-69.4% | $4,028-43.4% |
| Admin fee / account holder | $2,490 | $6,277-60.3% | $10,007-75.1% | $5,404-53.9% |