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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,077 | $81,457-39.8% | $103,378-52.5% | $80,911-39.3% |
| Participation rate | 98.7% | 66.8%+31.8pp | 74.5%+24.2pp | 67.6%+31.0pp |
| Annual return | 10.01% | 25.58%-15.6pp | 24.91%-14.9pp | 35.63%-25.6pp |
| Employer contribution / active EE | $2,993 | $3,107-3.7% | $3,870-22.7% | $2,756+8.6% |
| Participant deferral / active EE | $2,646 | $3,871-31.6% | $5,058-47.7% | $4,297-38.4% |
| Admin fee / account holder | $2,091 | $6,717-68.9% | $8,401-75.1% | $6,935-69.9% |