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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,706 | $85,171+98.1% | $172,753-2.3% | $72,976+131.2% |
| Participation rate | 57.9% | 70.1%-12.2pp | 82.6%-24.8pp | 69.5%-11.6pp |
| Annual return | 20.91% | 27.32%-6.4pp | 803.00%-782.1pp | 81.02%-60.1pp |
| Employer contribution / active EE | $3,691 | $3,324+11.0% | $5,144-28.2% | $2,440+51.3% |
| Participant deferral / active EE | $5,908 | $3,260+81.2% | $5,198+13.7% | $3,608+63.8% |
| Admin fee / account holder | $3,078 | $5,880-47.6% | $13,956-77.9% | $5,124-39.9% |