Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,390 | $72,027-71.7% | $185,861-89.0% | $79,856-74.5% |
| Participation rate | 32.2% | 65.8%-33.5pp | 78.0%-45.8pp | 69.6%-37.4pp |
| Annual return | 10.10% | 23.13%-13.0pp | 35.96%-25.9pp | 31.71%-21.6pp |
| Employer contribution / active EE | $2,660 | $1,965+35.4% | $4,088-34.9% | $2,471+7.7% |
| Participant deferral / active EE | $406 | $3,780-89.3% | $5,634-92.8% | $3,741-89.2% |
| Admin fee / account holder | $2,215 | $4,513-50.9% | $9,503-76.7% | $5,306-58.3% |