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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,822 | $86,940+5.6% | $102,434-10.4% | $80,935+13.5% |
| Participation rate | 73.3% | 72.4%+0.9pp | 76.5%-3.3pp | 67.7%+5.6pp |
| Annual return | 12.18% | 18.89%-6.7pp | 29.46%-17.3pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,679 | $2,370+13.1% | $3,023-11.4% | $2,757-2.8% |
| Participant deferral / active EE | $4,800 | $4,121+16.5% | $5,055-5.0% | $4,299+11.6% |
| Admin fee / account holder | $6,952 | $8,047-13.6% | $9,462-26.5% | $6,924+0.4% |