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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,764 | $154,209-54.8% | $130,062-46.4% | $139,487-50.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.84% | 32.52%-16.7pp | -137.37%+153.2pp | 373.84%-358.0pp |
| Employer contribution / active EE | $12,664 | $5,292+139.3% | $4,322+193.0% | $4,755+166.3% |
| Participant deferral / active EE | $10,914 | $6,709+62.7% | $5,821+87.5% | $6,713+62.6% |
| Admin fee / account holder | $406 | $13,988-97.1% | $10,601-96.2% | $11,407-96.4% |