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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,415 | $178,174-26.8% | $156,181-16.5% | $137,256-5.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.24% | 84.19%-67.9pp | 64.87%-48.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $11,858 | $4,972+138.5% | $4,294+176.2% | $4,156+185.3% |
| Participant deferral / active EE | $11,865 | $6,888+72.3% | $6,132+93.5% | $6,407+85.2% |
| Admin fee / account holder | $1,048 | $17,404-94.0% | $14,586-92.8% | $12,270-91.5% |