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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,665 | $166,268-43.7% | $165,100-43.3% | $145,897-35.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.89% | 100.52%-80.6pp | 70.21%-50.3pp | 552.29%-532.4pp |
| Employer contribution / active EE | $5,832 | $5,284+10.4% | $4,348+34.1% | $4,663+25.1% |
| Participant deferral / active EE | $11,147 | $6,964+60.1% | $6,035+84.7% | $6,689+66.6% |
| Admin fee / account holder | $6,243 | $16,659-62.5% | $12,696-50.8% | $13,390-53.4% |