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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,622 | $80,992-54.8% | $96,534-62.1% | $75,173-51.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 12.01% | 27.05%-15.0pp | 25.88%-13.9pp | 160.72%-148.7pp |
| Employer contribution / active EE | $2,693 | $2,283+18.0% | $2,965-9.2% | $2,671+0.8% |
| Participant deferral / active EE | $4,456 | $3,929+13.4% | $4,851-8.1% | $4,126+8.0% |
| Admin fee / account holder | $7,636 | $6,717+13.7% | $8,253-7.5% | $5,651+35.1% |