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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,673 | $77,574+73.6% | $108,753+23.8% | $86,983+54.8% |
| Participation rate | 94.6% | 62.3%+32.3pp | 71.1%+23.5pp | 69.5%+25.1pp |
| Annual return | 13.94% | 18.42%-4.5pp | 37.47%-23.5pp | 25.83%-11.9pp |
| Employer contribution / active EE | $6,439 | $1,611+299.8% | $2,427+165.3% | $2,584+149.1% |
| Participant deferral / active EE | $6,607 | $3,128+111.2% | $4,115+60.6% | $4,194+57.5% |
| Admin fee / account holder | $10,403 | $6,529+59.3% | $10,320+0.8% | $7,856+32.4% |