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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,943 | $49,249+33.9% | $70,476-6.4% | $79,852-17.4% |
| Participation rate | 69.3% | 69.2%+0.2pp | 75.1%-5.7pp | 69.6%-0.3pp |
| Annual return | 21.41% | 30.09%-8.7pp | 109.12%-87.7pp | 31.72%-10.3pp |
| Employer contribution / active EE | $1,963 | $2,100-6.5% | $2,738-28.3% | $2,471-20.6% |
| Participant deferral / active EE | $5,760 | $2,769+108.0% | $3,710+55.2% | $3,740+54.0% |
| Admin fee / account holder | $11,631 | $2,878+304.1% | $3,847+202.3% | $5,306+119.2% |