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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,749 | $61,390-71.1% | $112,228-84.2% | $75,177-76.4% |
| Participation rate | 74.2% | 61.6%+12.6pp | 72.4%+1.8pp | 67.2%+7.0pp |
| Annual return | 11.03% | 28.47%-17.4pp | 30.23%-19.2pp | 160.75%-149.7pp |
| Employer contribution / active EE | $1,175 | $2,015-41.7% | $3,432-65.7% | $2,671-56.0% |
| Participant deferral / active EE | $1,317 | $3,108-57.6% | $4,800-72.6% | $4,126-68.1% |
| Admin fee / account holder | $8,529 | $4,862+75.4% | $7,752+10.0% | $5,651+50.9% |