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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,361 | $209,422-13.4% | $178,503+1.6% | $158,982+14.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.65% | 188.81%-172.2pp | 151.12%-134.5pp | 302.99%-286.3pp |
| Employer contribution / active EE | $4,295 | $5,707-24.7% | $5,011-14.3% | $4,763-9.8% |
| Participant deferral / active EE | $9,387 | $5,955+57.6% | $5,202+80.4% | $5,983+56.9% |
| Admin fee / account holder | $649 | $17,079-96.2% | $13,987-95.4% | $11,252-94.2% |