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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,778 | $167,522+289.7% | $151,639+330.5% | $134,532+385.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -27.07% | 7.81%-34.9pp | 3.34%-30.4pp | 418.27%-445.3pp |
| Employer contribution / active EE | $4,810 | $6,828-29.5% | $6,165-22.0% | $4,741+1.5% |
| Participant deferral / active EE | $17,118 | $8,986+90.5% | $8,363+104.7% | $6,401+167.4% |
| Admin fee / account holder | $0 | $13,780-100.0% | $11,613-100.0% | $11,429-100.0% |