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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $628,356 | $201,370+212.0% | $184,256+241.0% | $145,897+330.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 34.78% | 29.05%+5.7pp | 28.85%+5.9pp | 552.29%-517.5pp |
| Employer contribution / active EE | $5,927 | $7,024-15.6% | $6,427-7.8% | $4,663+27.1% |
| Participant deferral / active EE | $17,710 | $9,808+80.6% | $9,133+93.9% | $6,689+164.7% |
| Admin fee / account holder | $216,158 | $16,364+1220.9% | $13,899+1455.2% | $13,390+1514.3% |