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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,744 | $99,994+79.8% | $146,643+22.6% | $85,847+109.4% |
| Participation rate | 88.9% | 73.1%+15.8pp | 80.1%+8.8pp | 69.3%+19.6pp |
| Annual return | 15.21% | 18.93%-3.7pp | 22.75%-7.5pp | 318.61%-303.4pp |
| Employer contribution / active EE | $2,793 | $2,559+9.2% | $4,137-32.5% | $2,565+8.9% |
| Participant deferral / active EE | $4,957 | $4,006+23.7% | $5,506-10.0% | $3,952+25.4% |
| Admin fee / account holder | $1,095 | $7,703-85.8% | $10,280-89.3% | $6,261-82.5% |