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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,208 | $102,429-50.0% | $147,096-65.2% | $80,925-36.7% |
| Participation rate | 45.7% | 75.9%-30.1pp | 82.2%-36.5pp | 67.7%-21.9pp |
| Annual return | 13.26% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $1,569 | $3,716-57.8% | $4,936-68.2% | $2,756-43.1% |
| Participant deferral / active EE | $4,263 | $6,649-35.9% | $8,071-47.2% | $4,299-0.8% |
| Admin fee / account holder | $2,100 | $7,957-73.6% | $13,005-83.9% | $6,940-69.7% |