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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,504 | $106,749-46.1% | $145,433-60.5% | $82,448-30.3% |
| Participation rate | 52.5% | 75.6%-23.1pp | 82.1%-29.6pp | 68.1%-15.6pp |
| Annual return | 14.27% | 27.59%-13.3pp | 66.58%-52.3pp | 41.64%-27.4pp |
| Employer contribution / active EE | $1,641 | $3,444-52.4% | $4,554-64.0% | $2,551-35.7% |
| Participant deferral / active EE | $4,343 | $6,519-33.4% | $7,897-45.0% | $4,139+4.9% |
| Admin fee / account holder | $1,755 | $8,390-79.1% | $13,129-86.6% | $7,234-75.7% |