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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,208 | $102,422-50.0% | $147,117-65.2% | $80,959-36.7% |
| Participation rate | 45.7% | 75.9%-30.2pp | 82.2%-36.5pp | 67.7%-22.0pp |
| Annual return | 13.26% | 135.16%-121.9pp | 420.54%-407.3pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,569 | $3,717-57.8% | $4,932-68.2% | $2,757-43.1% |
| Participant deferral / active EE | $4,263 | $6,652-35.9% | $8,065-47.1% | $4,300-0.9% |
| Admin fee / account holder | $2,100 | $7,953-73.6% | $12,993-83.8% | $6,925-69.7% |