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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,701 | $67,602-51.6% | $82,312-60.3% | $70,126-53.4% |
| Participation rate | 84.5% | 72.8%+11.7pp | 76.9%+7.6pp | 69.5%+15.0pp |
| Annual return | 18.50% | 21.57%-3.1pp | 25.88%-7.4pp | 73.15%-54.7pp |
| Employer contribution / active EE | $961 | $1,755-45.2% | $2,428-60.4% | $2,343-59.0% |
| Participant deferral / active EE | $1,105 | $2,987-63.0% | $3,706-70.2% | $3,332-66.8% |
| Admin fee / account holder | $641 | $4,512-85.8% | $5,608-88.6% | $4,645-86.2% |