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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,934 | $63,346-51.2% | $92,239-66.5% | $70,124-55.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 13.01% | 530.19%-517.2pp | 176.29%-163.3pp | 73.14%-60.1pp |
| Employer contribution / active EE | $2,459 | $2,471-0.5% | $3,680-33.2% | $2,342+5.0% |
| Participant deferral / active EE | $2,504 | $2,854-12.2% | $3,897-35.7% | $3,332-24.8% |
| Admin fee / account holder | $982 | $3,841-74.4% | $5,194-81.1% | $4,645-78.9% |