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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,004 | $90,400+240.7% | $186,193+65.4% | $87,485+252.1% |
| Participation rate | 96.9% | 66.2%+30.7pp | 77.1%+19.8pp | 68.9%+27.9pp |
| Annual return | 15.41% | 22.15%-6.7pp | 78.03%-62.6pp | 26.06%-10.7pp |
| Employer contribution / active EE | $3,648 | $2,170+68.1% | $3,918-6.9% | $2,596+40.5% |
| Participant deferral / active EE | $17,281 | $4,330+299.1% | $6,513+165.3% | $4,274+304.4% |
| Admin fee / account holder | $3,580 | $8,673-58.7% | $11,058-67.6% | $7,775-54.0% |