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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,950 | $63,346+57.8% | $92,239+8.4% | $70,124+42.5% |
| Participation rate | 89.7% | 68.7%+21.0pp | 76.5%+13.2pp | 69.5%+20.1pp |
| Annual return | 15.25% | 530.19%-514.9pp | 176.29%-161.0pp | 73.14%-57.9pp |
| Employer contribution / active EE | $4,428 | $2,471+79.2% | $3,680+20.3% | $2,342+89.0% |
| Participant deferral / active EE | $3,216 | $2,854+12.7% | $3,897-17.5% | $3,332-3.5% |
| Admin fee / account holder | $798 | $3,841-79.2% | $5,194-84.6% | $4,645-82.8% |