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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,823 | $251,004+73.6% | $191,597+127.5% | $138,895+213.8% |
| Participation rate | 91.7% | 82.4%+9.3pp | 76.9%+14.7pp | 79.9%+11.7pp |
| Annual return | 15.93% | 31.05%-15.1pp | 27.07%-11.1pp | 145.39%-129.5pp |
| Employer contribution / active EE | $5,084 | $6,226-18.3% | $5,025+1.2% | $4,194+21.2% |
| Participant deferral / active EE | $12,532 | $8,154+53.7% | $6,850+83.0% | $6,396+95.9% |
| Admin fee / account holder | $1,529 | $31,471-95.1% | $22,799-93.3% | $12,562-87.8% |