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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,291 | $210,510+60.2% | $153,500+119.7% | $145,877+131.2% |
| Participation rate | 91.7% | 82.1%+9.5pp | 77.1%+14.6pp | 80.3%+11.4pp |
| Annual return | 11.38% | 13.45%-2.1pp | 15.70%-4.3pp | 551.28%-539.9pp |
| Employer contribution / active EE | $5,244 | $6,052-13.4% | $5,039+4.1% | $4,663+12.5% |
| Participant deferral / active EE | $14,061 | $7,974+76.3% | $6,756+108.1% | $6,691+110.2% |
| Admin fee / account holder | $14,548 | $19,455-25.2% | $12,736+14.2% | $13,402+8.5% |