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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,823 | $239,571+81.9% | $183,328+137.7% | $137,256+217.5% |
| Participation rate | 91.7% | 82.4%+9.3pp | 77.3%+14.3pp | 80.0%+11.7pp |
| Annual return | 15.93% | 35.69%-19.8pp | 29.67%-13.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $5,084 | $6,148-17.3% | $5,055+0.6% | $4,156+22.3% |
| Participant deferral / active EE | $12,532 | $7,995+56.7% | $6,795+84.4% | $6,407+95.6% |
| Admin fee / account holder | $1,529 | $30,059-94.9% | $21,427-92.9% | $12,270-87.5% |