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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,952 | $105,929+3.8% | $81,716+34.6% | $158,966-30.8% |
| Participation rate | 75.0% | 75.6%-0.6pp | 72.0%+3.0pp | 82.0%-7.0pp |
| Annual return | 12.50% | 38.19%-25.7pp | 29.49%-17.0pp | 302.95%-290.5pp |
| Employer contribution / active EE | $3,393 | $7,802-56.5% | $4,310-21.3% | $4,762-28.8% |
| Participant deferral / active EE | $3,533 | $13,007-72.8% | $7,108-50.3% | $5,983-41.0% |
| Admin fee / account holder | $2,086 | $8,492-75.4% | $5,159-59.6% | $11,250-81.5% |