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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,448 | $63,773+26.1% | $81,286-1.0% | $80,925-0.6% |
| Participation rate | 55.8% | 63.9%-8.1pp | 69.5%-13.7pp | 67.7%-11.8pp |
| Annual return | 11.76% | 16.37%-4.6pp | 24.80%-13.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $3,486 | $1,979+76.1% | $2,463+41.5% | $2,756+26.5% |
| Participant deferral / active EE | $3,715 | $3,093+20.1% | $3,883-4.3% | $4,299-13.6% |
| Admin fee / account holder | $28,328 | $5,682+398.5% | $5,764+391.5% | $6,940+308.2% |