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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $34,606 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,246 | $78,562+31.4% | $105,608-2.2% | $74,429+38.7% |
| Participation rate | 98.0% | 72.8%+25.2pp | 75.3%+22.7pp | 67.2%+30.8pp |
| Annual return | 10.44% | 15.94%-5.5pp | 116.50%-106.1pp | 1368.38%-1357.9pp |
| Employer contribution / active EE | $1,369 | $2,521-45.7% | $3,167-56.8% | $2,625-47.8% |
| Participant deferral / active EE | $6,449 | $4,321+49.2% | $5,010+28.7% | $4,348+48.3% |
| Admin fee / account holder | $556 | $2,217-74.9% | $11,028-95.0% | $1,944-71.4% |