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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $34,606 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,246 | $78,607+31.3% | $105,624-2.3% | $74,478+38.6% |
| Participation rate | 98.0% | 72.8%+25.2pp | 75.3%+22.7pp | 67.2%+30.8pp |
| Annual return | 10.44% | 15.96%-5.5pp | 116.20%-105.8pp | 1370.56%-1360.1pp |
| Employer contribution / active EE | $1,369 | $2,523-45.7% | $3,168-56.8% | $2,626-47.9% |
| Participant deferral / active EE | $6,449 | $4,325+49.1% | $5,013+28.6% | $4,350+48.2% |
| Admin fee / account holder | $556 | $2,220-74.9% | $10,961-94.9% | $1,946-71.4% |