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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,860 | $133,981+11.1% | $112,249+32.6% | $134,532+10.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.94% | 47.16%-65.1pp | 27.48%-45.4pp | 418.27%-436.2pp |
| Employer contribution / active EE | $28,783 | $4,040+612.5% | $3,636+691.6% | $4,741+507.1% |
| Participant deferral / active EE | $18,640 | $5,292+252.2% | $4,729+294.2% | $6,401+191.2% |
| Admin fee / account holder | $2,372 | $7,492-68.3% | $6,412-63.0% | $11,429-79.2% |