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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,393 | $111,535+259.0% | $105,223+280.5% | $137,256+191.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.75% | 237.85%-225.1pp | 180.65%-167.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $8,761 | $3,939+122.4% | $3,689+137.5% | $4,156+110.8% |
| Participant deferral / active EE | $24,862 | $5,500+352.0% | $5,072+390.2% | $6,407+288.1% |
| Admin fee / account holder | $5,893 | $9,721-39.4% | $8,859-33.5% | $12,270-52.0% |