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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,536 | $157,296-67.2% | $141,191-63.5% | $152,897-66.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.62% | 64.34%-63.7pp | 71.41%-70.8pp | 345.43%-344.8pp |
| Employer contribution / active EE | $2,198 | $5,262-58.2% | $4,736-53.6% | $4,764-53.9% |
| Participant deferral / active EE | $7,355 | $7,111+3.4% | $6,710+9.6% | $5,851+25.7% |
| Admin fee / account holder | $5,463 | $12,125-54.9% | $10,264-46.8% | $11,599-52.9% |